Facing serious criminal charges without the means to afford legal help is an overwhelming ordeal. Any arrest is a potential life-changing crisis with the power to threaten your livelihood and your basic human rights.

At Flaherty & Merrifield, we believe that financial concerns should never stand between you and the quality of your legal defense. You didn’t plan for the expense of a lawyer, but that doesn’t mean you have to settle for a public defender or an inexperienced new attorney. Thanks to financial services provider Affirm, we have made the legal services of our highly experienced criminal defense attorney team affordable and accessible.

Our seasoned defense attorneys, Tim Flaherty and Brandy Merrifield represent local residents, vacationers, and military members facing devastating criminal accusations or charges in Northwest Florida. We put our extensive knowledge, skills, and experience to work for you, providing vigorous and effective defense counsel in complex and difficult criminal cases.

What Is Affirm’s Pay Later?

Affirm's Pay Later is a solution that allows law firm clients to pay legal fees through a “buy now, pay later” plan. This system allows clients to make payments in more manageable, scheduled installments.

What Is a "Buy Now, Pay Later" Payment Solution?

“Buy now, pay later,” also known as BNPL, is a short-term financing option that allows consumers to receive a product or service right away, and then pay for it over time, usually in a series of installments.

BNPL solutions allow consumers immediate access to the purchased product or service without requiring the full payment upfront. BNPL services provide more transparency to the consumer, allowing them to know how much they will owe in the future through fixed installments. This makes it easier for consumers to plan budgets and manage their finances.

What Is Affirm?

Affirm is a financial technology services company that offers "buy now, pay later" solutions to allow consumers to make payments in fixed installments over time with no hidden or late fees. Affirm's services allow greater flexibility and accessibility to consumers.

Please note that Affirm financing is only available to individual customers and not entity customers using Affirm financing for business or commercial purposes. However, the loan applicant does not need to be the person who is facing criminal charges. Spouses, parents, extended family members, or friends can apply for financing to pay for the legal services needed by their loved one.

Can I Pay Off My Affirm Financing Early?

Yes! There's no penalty for paying early. This makes Affirm financing an excellent choice if you simply need a bit of financial breathing room. Get the legal assistance you need now, then pay for services as your budget allows. The earlier you retain experienced representation, the better chance you have to successfully fight the charges against you.

When Is My First Payment Due?

Your first payment is due approximately one month after the financing request is approved. (However, you may be asked to make a down payment depending on various factors such as eligibility or the size of the full loan amount.)

Should I Communicate With My Lawyer if I Have Questions About My Loan Request?

Please keep in mind our law firm is not able to help everyone who has been charged with a crime. We will discuss those options during our initial consultation if we believe we can help with your case and you need financing.